PayTo

This section guides you through testing various scenarios within the PayTo system. The scenarios help you understand how different account statuses and errors are handled. Use the specific account numbers and corresponding errors listed below to simulate each scenario.

1. Account Agreement Errors

These scenarios are triggered when you attempt to establish a payment agreement.

Account Number	Error Description	Error Code
111	Agreement declined: Declined by debtor	300
222	Agreement expired	301
333	Agreement declined: The Payer Customer Account is unable to be debited	303
444	Agreement declined: Debtor alias not found	304

2. Payment Authorisation Errors

These scenarios occur when you initiate a payment and authorise it in the bank app.

Account Number	Error Description	Error Code
111000	Payment declined: Insufficient Funds	400
222000	Payment declined: Invalid Creditor Account Type	401
333000	Payment declined: Closed Creditor Account Number	402
444000	Payment declined: Debtor Account Closed	403
555000	Payment declined: Bank System Processing Error	404
666000	Payment declined: Debtor alias not found	405